FAQ

Have Questions?

Frequently asked questions.

Discover how our e-wallets and payment gateways optimize transactions.

Best-offers-srilanka.com provides detailed information on a variety of lenders in Sri Lanka. The website aggregates the most popular loan options in one place, allowing users to quickly and easily select the most suitable offer for their needs.

To qualify for a loan, you must be a Sri Lankan citizen of legal age. Additionally, you must have a Sri Lankan-registered bank account, a government-issued National Identity Card (NIC), a valid phone number, and an email address.

Once your loan is approved, you can expect to receive the funds within 15 minutes to 1 working day.

No, you do not need a guarantor or collateral to receive a loan.

Yes, you can repay the loan in installments. Upon signing the contract, you will receive a payment schedule detailing the amount and due dates of the monthly payments.

While the repayment term is set by the lender, if you encounter difficulties making payments on time, you should contact the lender to discuss potential adjustments to the repayment schedule.

Generally, lenders issue a new loan only after the previous one has been repaid. However, you can apply for a loan with a different lender if needed.

If you face challenges repaying the loan, it is important to contact the lender to negotiate an extension of the repayment term. Failure to repay on time can result in penalty interest and may affect your ability to secure future loans.

Your loan application may be denied for several reasons, including:

  • Providing incorrect information in the application
  • Having unpaid debts
  • Not meeting the age requirements
  • Other unspecified reasons

If you have any questions, please use our contact form available on the website.